Equifax is one of the three main credit reporting agencies in the United States. Many credit grantors, property managers, landlords and employers use its services to make business decisions. As a result, Equifax receives a lot of calls and requests for customer service each day.
There are many reasons why a person might call Equifax's telephone customer service:
Here are some tips for ensuring a productive call to Equifax phone-based customer service:
A Word About Free Annual Credit Reports
Federal law gives you the right to request one free credit report from each of the major credit bureaus each year. Don't call Equifax for this report, however. The free report can be obtained from annualcreditreport.com by calling 1-877-322-8228.
You also have a legal right to a free credit report under other circumstances, including:
If you've already requested your annual reports, you must contact each credit bureau, including Equifax, to receive additional free reports.
There appears to be a range of opinions on the efficacy of Equifax's customer service. While many people report that Equifax customer service representatives were able to help them in an efficient and timely manner, others have been less helpful.
Typical complaints include long wait times, automated voice systems that are easily triggered by background noise, and representatives who simply give callers a different number to call for assistance. In many cases, real help doesn't seem to be available when some people call Equifax.
Equifax customer support specialists can address many issues involving Equifax products, such as credit reports and credit monitoring services, as well as placing holds and freezes on reports in situations where identity theft or fraud may be an issue.
Representatives may also be able to assist with disputes to information on credit reports, as well as FICO(R) scores.
Equifax, like any other credit reporting bureau, is a reporting clearinghouse. It does not place information on credit histories, it only reports what creditors are transmitting to Equifax. While Equifax is required by federal law to investigate disputes, it is not authorized to add or remove information except under limited circumstances, which include a creditor authorizing the change or the failure of a creditor to prove that the information is valid.
In some cases, you may have to fax, mail, or upload supporting documentation to Equifax so that it can be reviewed as part of a dispute. Because of all these restrictions and processes, you may not be able to achieve quick results when attempting to dispute information on your credit report.
Calls to Equifax don't always go as planned. If you get off the phone with Equifax customer service and feel as though you haven't resolved anything, or are still confused about an issue, don't fret. There are still options available:
यह Equifax का सबसे अच्छा फोन नंबर है, वास्तविक समय में वर्तमान प्रतीक्षा पर पकड़ और उन फोन लाइनों के माध्यम से सही लंघन करने के लिए उपकरण Equifax एजेंट के लिए सही है। यह फ़ोन नंबर Equifax का सर्वश्रेष्ठ फ़ोन नंबर है क्योंकि 187,800 ग्राहकों ने पिछले 18 महीनों में इस संपर्क जानकारी का उपयोग किया और हमें प्रतिक्रिया दी। ग्राहक देखभाल इकाई द्वारा संबोधित सामान्य समस्याएं जो 866-640-2273 कॉल का जवाब देती हैं, उनमें Unfreeze Credit, Freeze Credit, Dispute a Charge, Locked Account, Credit Score Change और अन्य ग्राहक सेवा मुद्दे शामिल हैं। Equifax कॉल सेंटर जिसे आप कॉल करते हैं उसमें India, Philippines से कर्मचारी हैं और ग्राहकों के अनुसार Mon-Fri 9am-5pm EST खुला है। कुल मिलाकर, Equifax के पास 14 फोन नंबर हैं। यह हमेशा स्पष्ट नहीं होता है कि Equifax प्रतिनिधियों से बात करने का सबसे अच्छा तरीका क्या है, इसलिए हमने ग्राहक समुदाय के सुझावों से निर्मित इस जानकारी को संकलित करना शुरू किया। कृपया अपने अनुभव साझा करते रहें ताकि हम इस मुक्त संसाधन में सुधार जारी रख सकें।
जबकि 866-640-2273 Equifax का सर्वोत्तम टोल-फ्री नंबर है, उनसे संपर्क करने के कुल 18 तरीके हैं। अन्य Equifax ग्राहकों के अनुसार, उनकी ग्राहक सहायता टीम से बात करने का अगला सबसे अच्छा तरीका है, उनके ग्राहक सेवा विभाग के लिए उनके 800-846-5279 फ़ोन नंबर पर कॉल करना। कॉल करने के अलावा, सहायता चाहने वाले ग्राहकों के लिए अगला पसंदीदा विकल्प 800-846-5279 के लिए ग्राहक सेवा है। अगर आपको लगता है कि यह जानकारी गलत है या Equifax से संपर्क करने के अन्य तरीकों के बारे में जानते हैं तो कृपया हमें बताएं ताकि हम अन्य ग्राहकों के साथ साझा कर सकें। And you can click here if you want to compare all the contact information we've gathered for Equifax.
In short, the two companies are not related. GetHuman builds free tools and shares information amongst customers of companies like Equifax. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line listening to their call technology music. We've created these shortcuts and apps to try to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service, especially with larger companies. And as long as you keep sharing it with your friends and loved ones, we'll keep doing it.