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Can I receive unemployment benefits if I am self-employed or an independent contractor?

Asked 2 years ago
In Florida, receiving unemployment benefits as a self-employed individual or independent contractor can be a bit more complex compared to traditional employment situations. Typically, unemployment benefits are designed for individuals who have lost jobs through no fault of their own and have been covered under an employer's unemployment insurance program. However, during extraordinary circumstances, such as the COVID-19 pandemic, special programs were introduced that expanded eligibility to self-employed individuals and independent contractors. For instance, the Pandemic Unemployment Assistance program provided benefits to those not traditionally eligible for unemployment compensation, including self-employed individuals and independent contractors. It is important to note that this was a temporary provision and may not be currently available. For self-employed individuals wishing to claim unemployment benefits in Florida, they typically need to demonstrate a significant loss of income and may need to provide specific documentation regarding their business and earnings. In general, Florida Department of Economic Opportunity has detailed information on eligibility criteria and application processes, including what self-employed individuals should prepare and submit. It is advisable for individuals in unique employment situations to stay informed by regularly checking the Florida DEO website for updates on unemployment benefits and any new initiatives that may support self-employed individuals. This helps in ensuring that one is aware of the most current eligibility requirements and application processes.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 6th 2025

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