What is Medicare?
Medicare is a federal health insurance program in the United States primarily aimed towards older adults aged 65 and above. It also covers younger individuals with certain disabilities or those with end-stage renal disease requiring dialysis or a kidney transplant. Funded by taxes and premiums, Medicare provides essential medical services and supports preventive care. The program is divided into different parts: Part A covers hospital insurance, Part B provides medical insurance for physicians' services, outpatient care, and medical equipment, while Part D offers prescription drug coverage. Another option includes Medicare Advantage (Part C), where private insurance companies offer all-in-one plans. Although Medicare plays a crucial role in healthcare, it's important to note that it does not cover all medical costs, and beneficiaries may still have out-of-pocket expenses.
Answered Nov 1, 2023
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