Can I get coverage for pre-existing conditions through the Marketplace?
Asked 6 months ago
Yes, the Marketplace does provide coverage for pre-existing conditions. Under the Affordable Care Act (ACA), insurance companies are prohibited from denying coverage or charging higher premiums based on a person's pre-existing condition. This includes both physical and mental health conditions. Additionally, insurance plans offered on the Marketplace must cover a set of essential health benefits, ensuring comprehensive coverage for pre-existing conditions. It is important to note that during the Open Enrollment period, anyone can apply for a health plan regardless of their health status. Outside of that period, individuals may still be eligible to enroll in coverage through a Special Enrollment Period if they experience certain qualifying life events. Overall, the Marketplace offers options for individuals with pre-existing conditions to choose from and find suitable coverage.
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